4.9/5 on Trustpilot
Affordable & tailored
Lend up to 15 million SEK

The simplest financing for your business

How Froda works

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Tailored to your needs
Select amount, period and amortization
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Transparent terms
Free from hidden fees
Complete control
Extend or repay your loan easily
Apply with
BankID
Response within 24h
Lowest price guarantee*
Payment in 1 bank day
*If within the last 30 days you have received an offer for a loan at a lower price from another bank than that offered to you at Froda, we will always match that price. The guarantee is otherwise subject to comparable conditions (e.g. amortisation and collateral) and covers only applications granted loans by Froda.

If you need help, we are here

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Ahead of your application
What does a loan cost and how does it work?
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Other considerations
Find answers to your question or contact us

Sweden's most satisfied customers

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Upplands Honung
From local bees to your kitchen
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Sneckenström
The eco shop in Västervik
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Ostmakeriet på Rindö
Archipelagic artisan cheese

Your success is our success

Froda was founded with a clear purpose
Give small and medium-sized businesses the same opportunities to grow as large ones. It should be easy to invest in their ideas and by democratising access to finance we can help more entrepreneurs realise their dreams.

Our business model is based on shared incentives. That's why we have no hidden fees, unexpected costs or surprises — just a transparent partnership built on shared success. It may sound obvious, but in our industry it is actually quite unusual.

How does Froda's Lowest Price Guarantee work?

The guarantee means that Froda will always offer at least as low a price as our competitors. If in the last 30 days you have received an offer for a loan at a lower price from another bank than that offered to you at Froda, we will always match that price. The guarantee is otherwise subject to comparable conditions (e.g. amortisation and collateral) and covers only applications granted loans by Froda.

How does Froda differ from the alternatives?

At Froda, you don't have to choose between smooth and affordable financing, you get both. Through new technology and data-driven analytics, we have developed a service that is easy to use and saves you time and money. Therefore, we can offer business loans with the same security and affordability as the big banks, but without all the time-consuming and cumbersome administration. You also never have to worry about hidden fees, reminder fees or bond times. Interest is the only cost you pay for the loan, and if you want to pay it back early, you can do it completely free of charge.

How much can I borrow from Froda?

Froda offers business loans up to 15 000 000 SEK. On average, we grant a loan amount that corresponds to a month's turnover in your company (provided that the business is well managed). It may happen that you can borrow more or less than the amount you applied for.

What does Froda's business loan cost?

Interest rates and terms are individual and based on your business's revenue, history, and data. The interest is the only cost you will pay for the loan. There are never any additional costs such as setup, reminder, or late fees. The cost of the loan is influenced by the loan amount, the repayment period, as well as your business's turnover and creditworthiness. To find out your price, make a non-binding application. If you get a lower price somewhere else, we will match that price through our lowest price guarantee. The guarantee otherwise assumes comparable conditions.

What is Froda and who is behind it?

Froda is a Swedish credit market company based in Stockholm, Sweden, founded in 2015. By digitising the business loan process, we have made it possible to help more companies with tailored financing based on their unique business idea and operations, at market-leading terms. Froda was founded with the ambition to be a responsible creditor, with clarity and transparency regarding fees and conditions, treating its customers in an honest, fair and professional manner. Froda offers corporate loans, savings accounts for individuals and embedded financing services.

Today Froda is one of Sweden's fastest growing fintech companies and has helped more than 50,000 companies grow. In addition to corporate loans, Froda offers savings accounts for individuals and embedded financing services through Froda Embedded. Froda is a credit institution with a state deposit guarantee and is supervised by the Financial Supervisory Authority (FI). The founders are active in the company and behind the company are many well-known investors, such as Karl-Johan Persson (HM), Nicklas Storåkers (Avanza) and Victor Jacobsson (Klarna).