Can I repay the loan early? Yes. We have a 1 month minimum repayment time. After 1 month you can pay off the remaining loan amount at no additional cost. When comparing business loans it’s important to compare the cost of repaying the loan early. Some companies allow early repayment but still require you to pay almost all of the remaining costs. Make sure to choose a loan with good flexibility, so that you don’t borrow more than you need in the future.